took off Business Metal, new account N26 dedicated to freelancers and entrepreneurs. Its users can count on a 0,5% cash back. The service is a response to a growing number of people leaving standard forms of employment.
A number of benefits
The new service it is Business Metal not only provides a 0,5% cash refund directly to clients' accounts, but also access to services such as Google Ads, Booste, Fiverr, Blinkist, 8 Fit and Udemy.
The account scope also includes insurance travel, mobile phone insurance, health insurance, as well as car, bicycle and scooter rental insurance.
Users will also be able to use the telephone service or chat service. The monthly cost of maintaining an account for most European countries is 16,90 euros per month.
Business Metal can be especially useful for travelers.
It provides the ability to make payments anywhere, anytime, which does not involve any additional commissions. In addition, customers who decide to open an account will receive a contactless Master Card debit card, made of stainless steel, weighing 18 g, which is three times more than a standard card. It is available in three colors: black, pink and gray.
Responding to customer needs
According to the N26 position, the new service is a response to the fact that freelancers and self-employed people are becoming an increasingly important force on the labor market.
Meanwhile, their needs are not noticed by most traditional banks, that's why the account Business Metal can be an attractive alternative to traditional banking.
Business Metal is not the only solution it has recently introduced N26.
According to a study by the bank, many users of traditional banking are not satisfied with the services they provide.
Most respondents indicated that hidden bank fees are the most irritating to them.
In order to better understand clients' needs, and thus effectively counteract them, N26 has created a special Big Banking Chat, through which clients can report any problems related to banking, hoping for a quick response.
Also check: Revolut offers the traditional banks